PLATFORM TERMS , DISCLOSURES, AND DISCLAIMER NOTICE

1. ALL SALES ARE FINAL

AFR Inc. and its affiliated information, content, products, platforms, and services are provided to users and ALL SALES ARE FINAL.

2. AS IS PRODUCTS, PLATFORM, SERVICES

AFR Inc. and its affiliated information, content, products, platforms, and services are provided to users on an AS IS PLATFORM BASIS. The information contained on our platform is provided “as is” for educational and informational purposes only. Furthermore, our platforms should not serve as the basis for making decisions and users are responsible for their individual actions. AFR Inc. and its platforms are a work in progress and are provided on a BETA Basis, and we intend to constantly add, remove, simplify features, functions, and services. OUR PLATFORMS ARE NOT FEATURE COMPLETE NOR FREE OF BUGS OR MISTAKES. AFR Inc. and its platforms, systems, information, education, content, or any other provided technology are NOT perfect and infallible. Our platform is provided and should only be utilized for informational purposes only. Additionally, we are a new emerging developing company, and DO NOT have a robust customer service department. We are providing information on a good faith basis to help our users. However, we may have growing pains and fail to respond and service clients sufficiently. AFR Inc. is providing users with substantial value and simplicity and expects our users to give us
the same consideration and deference.

3. UPDATES

AFR Inc. assumes no obligations, and no duty to update any of our platforms after the date of these published terms. AFR Inc. disclaims any obligation to publicly update our platforms to reflect changes in underlying assumptions, new information, data or methods, future events, or other changes and or other factors that could affect those changes.

4. Limitation of Liability and Damages

You agree that the use of AFR Inc.’s services, platform, and products at your own risk. In no event should AFR Inc. be liable for any direct or indirect liability caused by any communication or other information available on AFR Inc. platforms. Platform users should understand that they will be required to bear the risks of relying and acting on information displayed by AFR Inc. Unless other specified, all information and data are examples and are shown for illustrative purposes only. AFR Inc. will not be liable for any damages of any kind, including, but not limited to, direct, indirect, incidental, special, consequential loss, liability, cost, claim, expense, or damage of any kind (including but not limited to lost profits, business interruption, losses or damages, loss of information or programs or other data) that result from use or loss of use of this website/ platform. The company assumes no liability whether in contract or in tort,
(including negligence) that are related to the accuracy, inaccuracy, use of, or the inability to use, the content, materials and functions, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, of this website/platform or any linked website/platform, even if AFR Inc. is expressly advised of the possibility of such damages. AFR Inc. makes no representations that the contents are appropriate for use in all locations, or that the transactions, securities, products, instruments, or services discussed on the AFR Platform are available or appropriate for sale or use in all jurisdictions or countries, or by all users or counterparties. All users accessing the AFR Platform do so on their own initiative and are responsible for compliance with applicable local laws and regulations. You do not hold AFR Inc. or its affiliates responsible or liable for any company or platform failure issues. Nothing is guaranteed and our systems may be unavailable to users. AFR Inc. platforms, website, newsletters, podcasts, and YouTube videos reflect the opinions of only the authors who are associated persons of AFR Inc. and AFR Inc. is not responsible for adverse results.

5. Information Accuracy and Relevancy Risks.

AFR Inc. is providing information and content platforms for users to better understand and to advance their lives. WE CAN NOT GURANTEE 100% accurate services. As we build, we intend to the best of our knowledge, provide platforms that deliver the highest quality and intended accuracy. Posted platform information may be incomplete, dated, or no longer contextually relevant. Key additional actions, events, and developments may not be reflected on platform pages. Information, knowledge, and technologies are always changing, and certain pages, topics, and platforms may not be constantly updated. Additionally, platform pages may make broad statements or descriptions that do not consider each individual element, risk , or steps. The Platform is being provided with a revocable license to access our systems. Our information is curated on a creative, simple, broad, information, education, and entertainment basis. AFR Inc. is a curating an unlimited universe of the inspirations of our founder and his team. We have confidence that our pages will reflect the most important and heuristic elements of topics. AFR Inc. platforms as a starting point on their learning and professional journey.

6. Specific Information, Content, and Platform Disclosures

The AFR Platform is an opinion representation of what our company believes is interesting. We curate and display specific information on our platforms. AFR Inc. cautions you to place undue reliance on any page or statements displayed on our platforms. The information disclosed on AFR Platforms and website may not be suitable for all users and may not be applicable to all users. AFR Inc. is in no way suggesting or recommending you or any party to
buy, sell, or hold stocks or securities or investments. Our information platforms may provide information regarding various products, investments, retail trading content, news, and various other capitalistic topics. Investing, technology, retail stock trading, crypto trading, and the stock market in general are subject to a multitude and substantial risks, financial losses, rapid disruption, and rapidly changing risk profiles. Investors should consider their individual objectives and risks carefully before investing. The price of a given security may increase or decrease based on market conditions and customers may lose money, including their originalinvestment.

7. Third-Party Information Risks

AFR Inc. will source its information from various information and data sources. We intend to only provide the essential information to simplify the platform. The platform may contain business summary information and other industry, business research, and statistical data that we obtained from industry publications and reports. Industry publications generally indicate that they have obtained their information from sources believed to be reliable, but do not guarantee the accuracy and completeness of their information. Although we believe that the publications are reliable, we have not independently verified their data and/or the data contained herein other than standard research methods. Any links provided to other websites are offered as a matter of convenience and are not intended to imply that AFR Inc. or its authors endorse, sponsor, promote, and/or are affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise. Any third-party information provided by AFR Inc. does not reflect the views of AFR Inc. or any of their subsidiaries or affiliates or business units. We are providing information only.

8. Results Not Guaranteed

AFR does not guarantees any specific outcome, results, returns, profits, future performance, or success.

AFR Inc. makes no representations and discloses all express, implied, and statutory warranties of any kind to any party or other third party. Neither we, nor any other person, assumes responsibility for the accuracy and completeness our platforms. Considering the risks, assumptions, and uncertainties involved in business, there can be no assurance that our platforms will help users be successful. Users are responsible for the actualization and materialization of their goals. The company does not guarantee results or future expectations. AFR is an information platform is designed to assist and provide information to clients so they can be better informed in achieving their goals.

9. Due Diligence

Users should undertake their own due diligence and research. Users should carefully read and evaluate platform displayed information and content. Users should carefully evaluate platform information and content relative to your skill level, goals, and other personal evaluation factors.

10. Not Legal Advice

AFR Platform information, education, content, technologies, services, and platforms are not providing legal or financial advice to users. We are providing information, data, and content as a reference and supplement to your research process. Users should consult with their own counsel and advisors regarding any displayed platform elements. Our platform information is not intended to serve as a recommendation to take actions. AFR Inc. disclaims all liability resulting from users relying on information posted on our platform.

11. Privacy Policy

AFR INC. TAKES PRECAUTIONS WITH USER INFORMATION AND PERSONAL DATA. We value our Users and respect your privacy. We may in the future collect information from you on our platform to improve user experience and communicate with you via our platform or newsletter.
AFR Inc. only retains your name, your address, and your login information. Neither your name nor anything personal about you is sold or shared with any non-affiliated company or agency. If at any time you do not agree to this Privacy Policy, please do not use this Website. By accessing this Website, you acknowledge this Privacy Policy and agree to be bound by the terms hereof and the Terms of Use set forth on the Website. We reserve the right to change or update this Privacy Policy by posting such changes or updates to the website or platform and such amendments will be effective when posted. It is your responsibility to review any such changes or updates and check the website or platform from time to time to be sure you understand all terms and conditions, agreements and policies of the website or platform. Your continued use of the website or platform following the posting of any amendment, modification or change shall constitute your acceptance thereof.

12. Integration and Severability.

If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions. The preceding Terms of use represent the entire agreement between AFR Inc. and the user relating to the subject matter herein.

Last Modified: August 1, 2021

Acknowledgement
You attest that you have read, understand, acknowledge, affirm, and agree to the terms and other related disclosures. By paying for and accessing the AFR Platform, you agree to the terms of this disclaimer.

Note: Contact us via the contact page of our website.

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